Homeowner Insurance Quote

Whether your home is a house, condo, apartment, farm, or ranch, Germania offers a variety of customizable property and liability insurance products, coverages, and endorsements to choose from.

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+ 1 (281) 592-7506

Homeowners Property Insurance

Home Insurance

property_home_germaniaPurchasing a home is probably the largest investment you’ll ever make. That’s why it’s important to protect your home from the unexpected events life throws your way. Homeowners insurance protects against damage to your home and belongings from wind/hail, fire, lightning, theft, and other covered occurrences. Additionally, your home insurance policy safeguards your assets if you're liable for someone else's injuries or property damage.

Renters Insurance

property_renters_germaniaJust because you don’t own your home doesn’t mean it’s not filled with valuable items that you want to protect. Protect your possessions and help pay for unexpected expenses with affordable renters insurance from Progressive. In addition to your belongings, renters insurance can pay for medical bills if you're responsible for someone else's injuries at your residence, and temporary living expenses if you're forced to live elsewhere because your home is uninhabitable due to a covered incident.


property_tenant_germaniaBeing a landlord comes with a lot of responsibilities, make sure you have the proper insurance coverage for your tenant-occupied properties. Being a landlord comes with a lot of responsibilities, one of which is making sure you have the proper insurance coverage for your tenant-occupied properties. You’ve got a lot invested in your rental property; not just your money, but your time. Since ordinary condo unit owners or a homeowners policy won’t cover you, you’ll want to consider this specific protection.

Flood Insurance

property_flood_germaniaAdding flood insurance to your homeowners insurance policy means you're covered if groundwater rises and floods your home—a situation that isn't usually covered by home policies. For many homeowners, flood insurance is an essential extra layer of protection. You can also get flood insurance if your house has been flooded before, even if your mortgage doesn’t require it. If your property is located outside of the high-risk Special Flood Hazard Area, it could qualify for the lower-cost Preferred Risk Policy, which provides flood insurance at the best price.

Condo and Townhouse

property_condo_germaniaGive yourself peace of mind by insuring your condo or townhome from unplanned disasters. Condo insurance covers your personal belongings and the interior of your structure — from the walls in. This includes countertops, cabinets, flooring, as well as personal liability coverage and temporary living expenses in the event of a covered loss.

Farm and Ranch Insurance

property_farm_germaniaA Germania Farm Liability policy will protect your assets from claims that result from bodily injury and property damage to others. Texas Farm Insurance, what Farm Liability Policies cover: Custom Farming. If you conduct custom farming operations for others, contact your Germania agent to discuss coverage options. Selling your farm produce from a roadside stand on your farm property. Talk to your agent about coverage options for sales conducted off your farm premises. Renting or leasing your property to others for recreational activities, including hunting or fishing. Contact your Germania agent to discuss covering this exposure by adding the Recreational Land Use endorsement to your policy.


Texas is big! It’s filled with diverse people, environments, weather, and homes. With so many different ways to live, your insurance needs to be flexible enough to cover the way you live. Kelley Insurance Agency, offers a variety of customizable property and liability insurance products, coverages, and endorsements. Our staff is here to help when you are considering our Homeowners Home Insurance coverages.

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