Traveling the country, sight-seeing, exploring the great outdoors – there’s practically no limit to the things you can do with the freedom of a recreational vehicle. Wherever your adventures take you, your recreational vehicle is an important part of the journey. That’s why it’s important to protect it before you and your family hit the road.
Kelley Insurance Agency offers coverage for your motorhome, travel trailer, or horse trailer with living quarters when added to a Germania Personal Auto Policy.
Whether you use your recreational vehicle for fun or as a full-time residence—the best RV insurance coverage protects your unique needs. Quote RV insurance online and, in as little as three minutes, we’ll help you build a custom policy that covers your motorhome or travel trailer in almost any situation. Get started now and hit the road with confidence.
From state-of-the-art Class A motorhomes to pop-up campers, Progressive insures all types of recreational vehicles—even travel and utility trailers. These are the types of RVs we typically insure:
Class A motorhomes are built on heavy-duty frames, usually a commercial bus or truck chassis, making them look like buses. Their large frames offer plenty of living space and luxury accommodations, including high-end kitchens and entertainment centers. These motorhomes are large enough to sleep eight people comfortably, making them a common choice for couples who live on the road or families that travel several times a year.
Class B motorhomes, also known as "camper vans," are the smallest type of RV, with most no longer than 21 feet. However, their smaller size makes them easier and more affordable to drive, with most getting between 18-20 miles per gallon. These motorhomes typically sleep up to four people and are equipped with all the amenities that any other motorhome has, including a kitchenette and full bathroom.
In terms of size, class C motorhomes fall in between the class A and class B, providing a mid-range option for RVers. These RVs are also known as "mini-motorhomes" or "cabovers" because they typically include a compartment that sits over the front of the vehicle. Most can fit up to six people, making them a good choice for family road trips or even as a full-time home.
Cargo trailers are designed to transport horses, ATVs, equipment, food, and more. They're enclosed, enabling you to transport goods without worrying about damage from outside elements.
Whether you pull your cargo trailer with your truck or car, the insurance on your motor vehicle will NOT cover your cargo trailer if it's stolen, vandalized, or damaged in an accident. You'll need a separate insurance policy to cover any physical damage to your cargo trailer.
You'll need to carry state-mandated liability insurance on your tow vehicle to be covered against any damage or injuries you're liable for while on the road with your cargo trailer.
Texas is big! It’s filled with diverse people, environments, weather, and homes. With so many different ways to live, your insurance needs to be flexible enough to cover the way you live. Kelley Insurance Agency, offers a variety of customizable property and liability insurance products, coverages, and endorsements. Our staff is here to help when you are considering our RV Travel Trailer Camper Insurance coverages.
