Protect your loved ones from financial burden. The stress of financial burdens can be eased with a term product.
Term Life policies provide greater coverage for a smaller premium and they insure you for a specific time. Term policies are great for debt or mortgage protection.
5-Year Renewable and Convertible Term
- Five-Year initial insurance period, the policy is renewable and convertible
- Guaranteed level death benefit
- Guaranteed renewable every five years to age 65
- Guaranteed convertible to whole life until age 60
- Simplified underwriting application
- Usually no paramedical exam required
10-Year, 20-Year, 30-Year Level Term
- Guaranteed level death benefit
- Guaranteed convertible – No evidence of insurability required
- All Term products are indeterminate premium
- Current rate guaranteed for one year
15-Year, 20-Year, 25-Year, 30-Year Decreasing Term
- Decreasing death benefit
- Guaranteed convertible – No evidence of insurability required
- All term products are indeterminate premium
- Current rate guaranteed for one year
Texas is big! It’s filled with diverse people, environments, weather, and homes. With so many different ways to live, your insurance needs to be flexible enough to cover the way you live. Kelley Insurance Agency, offers a variety of customizable property and liability insurance products, coverages, and endorsements. Our staff is here to help when you are considering our Decreasing Term Life coverages.