- Paid in Full Discount: Provides 12% savings if the premium is paid in full by the effective date of the policy.
- Multi-Car Discount: Available if you have more than one qualifying auto insured on a Germania policy.
- Companion Policy Discount: Provides a 15% savings on Liability, Personal Injury Protection (PIP) or Medical Payments, Other Than Collision (OTC) and Collision when you insure your primary owner/ immediate family/or weekend occupied dwelling and have your personal liability or farm liability policy with Germania.
- Mature Driver Discount: Provides a 10% savings on liability, Personal Injury Protection (PIP) or Medical Payments, Other Than Collision (OTC) and Collision when the principal operator of a vehicle is over the age of 50.
- Academic Achievement Discount: Provides up to a 15% savings for qualifying drivers under the age of 25. The driver must be enrolled as a full-time student or have earned a degree and/or meets the academic requirements to be eligible for the discount.
- Defensive Driving Discount Provides a 10% savings on Liability, Personal Injury Protection (PIP) or Medical Payments and Collision when a driver has completed a state approved defensive driver training course.
- Driver Training Discount: Provides a 10% savings on Liability, Personal Injury Protection (PIP) or Medical Payments and Collision coverage when a male driver underage the 25 or an unmarried female driver under the age 21 completes a driver education course.
- Anti-lock Brake Discount: Provides a discount for anti-lock brake systems (ABS) on private passenger automobiles written on a personal auto policy.
- Passive Restraint Discount: Provides up to 30% savings on Personal Injury Protection (PIP) or Medical Payments when an auto is equipped with factory installed air bags and/or a passive restraint system.
- Anti-Theft Discount: Provides a 5% savings on Other Than Collision (OTC) coverage when a vehicle is equipped with a qualifying anti-theft device.
- New Vehicle Discount: Provides up to 10% savings on Liability, Personal Injury Protection, Medical Payments, Collision and Other Than Collision when the model year of the vehicle is within three years of the current calendar year.
Texas is big! It’s filled with diverse people, environments, weather, and homes. With so many different ways to live, your insurance needs to be flexible enough to cover the way you live. Kelley Insurance Agency, offers a variety of customizable property and liability insurance products, coverages, and endorsements. Our staff is here to help when you are considering our Auto Insurance Discounts coverages.
