Whether you rent property or own a home, live in town or in the country, have a family or live the single life, accidents are a part of everyday life. Personal Liability insurance protects you in the event that you or a family member who lives with you are responsible for an accident that causes bodily injury and/or property damage to others, and it can provide protection in the event of a lawsuit.
Instead of automatically packaging liability coverage with your homeowners insurance, Germania’s Personal Liability Insurance is a separate companion policy to our Award-winning Property and Home Insurance products. With a number of endorsements options and coverage limits to choose from, you can actually personalize your Personal Liability Policy with Germania.
Running a farm or ranch presents owners with unique everyday challenges – and risks. Despite our best efforts, accidents, and the lawsuits that may follow, can happen when you least expect them.
If you depend on your farm or ranch for your livelihood, it’s important to protect it with a quality liability insurance policy, like a Farm Umbrella Liability Insurance policy from Germania Insurance.
Texas is big! It’s filled with diverse people, environments, weather, and homes. With so many different ways to live, your insurance needs to be flexible enough to cover the way you live. Kelley Insurance Agency, offers a variety of customizable property and liability insurance products, coverages, and endorsements. Our staff is here to help when you are considering our Farm and Ranch Insurance coverages.
