Your religious organization has a higher mission. Keep your church, mosque, synagogue, temple or group focused on the work that really matters.
We’ll focus on the right policy to protect your property. We insure small country churches that need only property and liability at affordable rates. We can also insure larger churches that have daycare facilities, mother’s-day-out programs and even private schools.
Coverage we can provide churches and organizations includes:
- Building and contents coverage including stained glass and sign
- General liability
- Pastoral professional liability
- Directors and officers liability
- Sexual misconduct liability
- Workers compensation
- Employment practices liability
- Hired and non-owned auto
- Church bus insurance/business auto
- Business interruption
- Special event coverage
- Church school
- Day care
- Fraternal organizations
What does it cost?
The cost of your church insurance depends on the specific features and needs of your organization. Common factors that influence your church insurance rate include:
- Coverage needs
- Your location
- Claims history
- Your vehicles
- And more
Finding the best deal for coverage is always a priority for the cost-conscious consumer, and religious organizations are no different. While getting the cheapest church insurance may save you money, make sure you’re not risking adequate coverage.
Common church insurance coverages:
General Liability: A common coverage for churches. It protects against a variety of situations such as a worshipper becoming injured on a slippery floor.
Business Owners Policy (BOP): Offers both liability coverage and protection for your church building and property.
Commercial Auto: Liability and physical damage coverage for church vans, busses or other vehicles used in your organization. This can include vehicles used for charity events, running errands and transporting passengers.
Other coverage you might need:
Workers’ Compensation: Pays for medical expenses and a portion of lost wages for employees who become ill or injured at work.
Texas is big! It’s filled with diverse people, environments, weather, and homes. With so many different ways to live, your insurance needs to be flexible enough to cover the way you live. Kelley Insurance Agency, offers a variety of customizable property and liability insurance products, coverages, and endorsements. Our staff is here to help when you are considering our Church Ministry Insurance Liability Coverage coverages.