Highlands TX Auto Insurance Coverages
in 77562 and Surrounding Areas
- Highlands residents of Harris County are all required to hold Liability Coverage which is used to pay for bodily injury and property damage to another that results from covered losses you cause.
- Collision coverage can help repair your vehicle if it’s damaged — or compensate you for its value if it’s a total loss.
- Comprehensive coverage can help when your car is damaged by something other than a collision.
- Uninsured motorist coverage covers the medical costs of your bodily injuries — up to your policy limit – when they are caused by an at-fault driver without any auto insurance.
Germania’s auto insurance offerings include features and benefits such as optional roadside assistance and many discounts for Harris County, Texas drivers. Kelley Insurance Agency provides these auto policies to all drivers in the following cities: Atascocita
, Channelview, Crosby, Highlands, Houston (1), Houston (2), Houston (3), Humble, Kingwood, Sheldon, Spring, Tomball. The following discounts for Harris County Texas Auto Insurance include:
- Paid in Full Discount: Provides 12% savings if the premium is paid in full by the effective date of the policy. Highlands residence have the paid in full discounts available to all drivers in the, Highland Oaks Subdivisions , Texas
- Multi-Car Discount: Available for all residence in Highlands if you have more than one qualifying auto insured on a Germania policy. Highlands residence have these Multi-Car Discount available to all drivers in the, Highland Terrace Subdivisions , Texas
- Companion Policy Discount: Provides a 15% savings on Liability, Personal Injury Protection (PIP) or Medical Payments, Other Than Collision (OTC) and Collision when you insure your primary owner/ immediate family/or weekend occupied dwelling and have your personal liability or farm liability policy with Germania. Highlands residence have these companion policy discounts are available to all drivers in the, Highland Townsite Subdivisions, and Highland Woods Subdivisions , Texas
- Mature Driver Discount: Provides a 10% savings on liability, Personal Injury Protection (PIP) or Medical Payments, Other Than Collision (OTC) and Collision when the principal operator of a vehicle is over the age of 50. Highlands residence have these mature driver discounts are available to all drivers in the Lakeview Terrace Subdivisions , Pairie Village and Subdivisions , Texas
- Academic Achievement Discount: Provides up to a 15% savings for qualifying drivers under the age of 25 in Highlands. The student residences of Harris County Highlands who reside in or beyond the subdivisions of Whites Lake Estates, or Willow Grove Subdivisions, , who qualify for the Academic Achievement discount must be enrolled as a full-time student or have earned a degree and/or meets the academic requirements to be eligible for the discount.
- Defensive Driving Discount: Provides a 10% savings on Liability, Personal Injury Protection (PIP) or Medical Payments and Collision when a Harris County, Highlands Texas driver has completed a state approved defensive driver training course. Highlands residence who live in or near the subdivion of Subdivisions, , or Subdivisions, , have these Defensive Driving Discount available.
- Driver Training Discount: Provides a 10% savings on Liability, Personal Injury Protection (PIP) or Medical Payments and Collision coverage when a male driver underage the 25 or an unmarried female driver under the age 21 completes a driver education course. Highlands residence who live in or near the subdivion of Subdivisions, , or Subdivisions, , have these Driver Training Discounts available to them.
- Driver Training Discounts: Available in the following areas: Coleman Heights, Elena Townsite, Highland Oaks, Highland Terrace, Highland Townsite, Highland Woods, Lakeview Terrace, Pairie Village, Whites Lake Estates, Willow Grove, Subdivisions of Harris County, Highlands Texas.
- Passive Restraint Discount: Provides up to 30% savings on Personal Injury Protection (PIP) or Medical Payments when an auto is equipped with factory installed air bags and/or a passive restraint system. Highlands residence who live in or near the subdivion of Subdivisions, , or Subdivisions, , have these Driver Training Discounts available to them.
- Anti-Theft Discount: Provides a 5% savings on Other Than Collision (OTC) coverage when a vehicle is equipped with a qualifying anti-theft device.
- New Vehicle Discount: Provides up to 10% savings on Liability, Personal Injury Protection, Medical Payments, Collision and Other Than Collision when the model year of the vehicle is within three years of the current calendar year.
Whether you are hitting the Texas Highways or traveling out of state, Germania’s Roadside assistance has you covered with the best service and protection around. This optional coverage can be added to your Germania Auto policy for a nominal premium and covers all the insured drivers on the policy in any vehicle. Germania Roadside Assistance Coverage includes:
- 24-Hour Emergency Towing Service: Roadside Assistance Coverage tows your vehicle up to 50 miles to a destination of your choice. Any mileage beyond that limit will be paid by you at the time of the service.
- 24-Hour Emergency Road Service: You are covered for emergency road service throughout the U.S., Canada and Puerto Rico.
- 24-Hour Emergency Delivery: A service truck will deliver emergency supplies of gasoline, water, oil or other necessary supplies. You only pay for the cost of the supplies.
- 24-Hour Emergency Battery Service: We will jump-start or boost your drained battery and perform minor adjustments to alternators, starters etc. while your vehicle is disabled on the road.
- Lock-out Service: If you’re accidentally locked out of your vehicle, we will unlock your vehicle’s passenger compartment.
These Germania Roadside Assistance Coverages by Kelley Insurance Agency are available to all Highlands policy holders in the following subdivisions: Coleman Heights, Elena Townsite, Highland Oaks, Highland Terrace, Highland Townsite, Highland Woods, Lakeview Terrace, Pairie Village, Whites Lake Estates, Willow Grove, of Harris County, 77562 Texas.
Auto insurance isn’t only great protection for your vehicle, it’s also the law in Highlands Texas.
It’s important that your policy meets the state requirements. After more than 120 years of serving the Lone Star State, no one knows Texas insurance laws better than Germania.
In Highlands Texas, drivers are required to have “30/60/25 coverage.” This means you must have at least $30,000 of coverage for injuries per person, up to a total of $60,000 per accident, and $25,000 of coverage for property damage.
Beyond the legal mandates, carrying car insurance is a smart decision. Protect yourself, your loved ones, and your assets in the aftermath of an auto-related situation.
Texas is big! It’s filled with diverse people, environments, weather, and subdivisions of homes. With so many different ways to live, your insurance needs to be flexible enough to cover the way you live. Kelley Insurance Agency, offers a variety of customizable property and liability insurance products, coverages, and endorsements. Our staff is here to help when you are considering our coverages.
Kelley Insurance Agency, Your Reliable Auto Insurance Carrier
Serving the Following Area:
Highlands, TX 77562
Harris County, TX
Subdivisions: Coleman Heights, Elena Townsite, Highland Oaks.
Kelley Insurance Agency, Your Reliable Auto Insurance Carrier for these additional subdivisions in Highlands: Highland Terrace, Highland Townsite, Highland Woods, Lakeview Terrace, Pairie Village, Whites Lake Estates, Willow Grove, Harris County.
Counties Served:
Harris County, San Jacinto County, Polk County, Montgomery County, Liberty County, Hardin County, Chambers County, Jefferson County
Cities served include: Atascocita
, Channelview, Crosby, Highlands, Houston (1), Houston (2), Houston (3), Humble, Kingwood, Sheldon, Spring, Tomball
Zip codes served include: 77346
, 77530, 77532, 77562, 77032, 77049, 77073, 77338 and 77396, 77339 and 77345, 77044, 77373 and 77379, 77375.
If your property is close to one of these areas, please call us with your questions. We will be happy to talk with you!