Spring TX Auto Insurance Coverages
in 77373, 77379 and Surrounding Areas

• Spring residents of Harris County are all required to hold Liability Coverage which is used to pay for bodily injury and property damage to another that results from covered losses you cause.
• Collision coverage can help repair your vehicle if it’s damaged — or compensate you for its value if it’s a total loss.

• Comprehensive coverage can help when your car is damaged by something other than a collision.
• Uninsured motorist coverage covers the medical costs of your bodily injuries — up to your policy limit – when they are caused by an at-fault driver without any auto insurance.

Germania’s auto insurance offerings include features and benefits such as optional roadside assistance and many discounts for Harris County, Texas drivers. Kelley Insurance Agency provides these auto policies to all drivers in the following cities: Atascocita , Channelview, Crosby, Highlands, Houston (1), Houston (2), Houston (3), Humble, Kingwood, Sheldon, Spring, Tomball. The following discounts for Harris County Texas Auto Insurance include:

• Paid in Full Discount: Provides 12% savings if the premium is paid in full by the effective date of the policy. Spring residence have the paid in full discounts available to all drivers in the, Cypress Trails of Timber Lane Subdivisions , Texas
• Multi-Car Discount: Available for all residence in Spring if you have more than one qualifying auto insured on a Germania policy. Spring residence have these Multi-Car Discount available to all drivers in the, Cypress Trails of Timber Lane Subdivisions , Texas
• Companion Policy Discount: Provides a 15% savings on Liability, Personal Injury Protection (PIP) or Medical Payments, Other Than Collision (OTC) and Collision when you insure your primary owner/ immediate family/or weekend occupied dwelling and have your personal liability or farm liability policy with Germania. Spring residence have these companion policy discounts are available to all drivers in the, Cypresswood Green Subdivisions, and Forest Lakes Subdivisions , Texas
• Mature Driver Discount: Provides a 10% savings on liability, Personal Injury Protection (PIP) or Medical Payments, Other Than Collision (OTC) and Collision when the principal operator of a vehicle is over the age of 50. Spring residence have these mature driver discounts are available to all drivers in the Greengate Place Subdivisions , Lexington Woods and Subdivisions , Texas
• Academic Achievement Discount: Provides up to a 15% savings for qualifying drivers under the age of 25 in Spring. The student residences of Harris County Spring who reside in or beyond the subdivisions of Lexington Woods North, or Lynwood Estates Subdivisions, , who qualify for the Academic Achievement discount must be enrolled as a full-time student or have earned a degree and/or meets the academic requirements to be eligible for the discount.
• Defensive Driving Discount: Provides a 10% savings on Liability, Personal Injury Protection (PIP) or Medical Payments and Collision when a Harris County, Spring Texas driver has completed a state approved defensive driver training course. Spring residence who live in or near the subdivion ofNorth Hill Estates Subdivisions, , or North Spring Subdivisions, , have these Defensive Driving Discount available.
• Driver Training Discount: Provides a 10% savings on Liability, Personal Injury Protection (PIP) or Medical Payments and Collision coverage when a male driver underage the 25 or an unmarried female driver under the age 21 completes a driver education course. Spring residence who live in or near the subdivion ofPostwood Subdivisions, , or Sandpiper Subdivisions, , have these Driver Training Discounts available to them.
• Driver Training Discounts: Available in the following areas: Birnam Wood, Carterwood, Cypress Trails of Timber Lane, Cypress Trails of Timber Lane, Cypresswood Green, Forest Lakes, Greengate Place, Lexington Woods, Lexington Woods North, Lynwood Estates, North Hill Estates, North Spring, Postwood, Sandpiper, Spring Crossing, Spring Lakes, Spring Park Village, Springridge, Timber Lane, Villages of Spring Oaks, Subdivisions of Harris County, Spring Texas.
• Passive Restraint Discount: Provides up to 30% savings on Personal Injury Protection (PIP) or Medical Payments when an auto is equipped with factory installed air bags and/or a passive restraint system. Spring residence who live in or near the subdivion ofSandpiper Subdivisions, , or Spring Crossing Subdivisions, , have these Driver Training Discounts available to them.
• Anti-Theft Discount: Provides a 5% savings on Other Than Collision (OTC) coverage when a vehicle is equipped with a qualifying anti-theft device.
• New Vehicle Discount: Provides up to 10% savings on Liability, Personal Injury Protection, Medical Payments, Collision and Other Than Collision when the model year of the vehicle is within three years of the current calendar year.

Whether you are hitting the Texas Highways or traveling out of state, Germania’s Roadside assistance has you covered with the best service and protection around. This optional coverage can be added to your Germania Auto policy for a nominal premium and covers all the insured drivers on the policy in any vehicle. Germania Roadside Assistance Coverage includes:

• 24-Hour Emergency Towing Service: Roadside Assistance Coverage tows your vehicle up to 50 miles to a destination of your choice. Any mileage beyond that limit will be paid by you at the time of the service.
• 24-Hour Emergency Road Service: You are covered for emergency road service throughout the U.S., Canada and Puerto Rico.
• 24-Hour Emergency Delivery: A service truck will deliver emergency supplies of gasoline, water, oil or other necessary supplies. You only pay for the cost of the supplies.
• 24-Hour Emergency Battery Service: We will jump-start or boost your drained battery and perform minor adjustments to alternators, starters etc. while your vehicle is disabled on the road.
• Lock-out Service: If you’re accidentally locked out of your vehicle, we will unlock your vehicle’s passenger compartment.

ROADSIDE ASSISTANCE COVERAGE:
WHAT DOES IT COVER AND HOW DOES IT WORK?

These Germania Roadside Assistance Coverages by Kelley Insurance Agency are available to all Spring policy holders in the following subdivisions: Birnam Wood, Carterwood, Cypress Trails of Timber Lane, Cypress Trails of Timber Lane, Cypresswood Green, Forest Lakes, Greengate Place, Lexington Woods, Lexington Woods North, Lynwood Estates, North Hill Estates, North Spring, Postwood, Sandpiper, Spring Crossing, Spring Lakes, Spring Park Village, Springridge, Timber Lane, Villages of Spring Oaks, of Harris County, 77373 and 77379 Texas.

Auto insurance isn’t only great protection for your vehicle, it’s also the law in Spring Texas.

It’s important that your policy meets the state requirements. After more than 120 years of serving the Lone Star State, no one knows Texas insurance laws better than Germania.

In Spring Texas, drivers are required to have “30/60/25 coverage.” This means you must have at least $30,000 of coverage for injuries per person, up to a total of $60,000 per accident, and $25,000 of coverage for property damage.

Beyond the legal mandates, carrying car insurance is a smart decision. Protect yourself, your loved ones, and your assets in the aftermath of an auto-related situation.

Texas is big! It’s filled with diverse people, environments, weather, and subdivisions of homes. With so many different ways to live, your insurance needs to be flexible enough to cover the way you live. Kelley Insurance Agency, offers a variety of customizable property and liability insurance products, coverages, and endorsements. Our staff is here to help when you are considering our coverages.

Kelley Insurance Agency, Your Reliable Auto Insurance Carrier
Serving the Following Area:


Kelley Insurance Agency, Your Reliable Auto Insurance Carrier for these additional subdivisions in Spring: Cypress Trails of Timber Lane, Cypresswood Green, Forest Lakes, Greengate Place, Lexington Woods, Lexington Woods North, Lynwood Estates, North Hill Estates, North Spring, Postwood, Sandpiper, Spring Crossing, Spring Lakes, Spring Park Village, Springridge, Timber Lane, Villages of Spring Oaks, Harris County.